Setting Goals is the First Step...

December 30, 2017
Set Savings Goals

Do What You Can  -Arthur Ashe  

I have worked with clients on many types of organizing issues. Sometimes this even includes helping people with their personal budget and getting out of debt. It was an interesting phenomenon that paying off debt almost became a game because every month we could see the balance getting smaller. But, once the debt was paid off, there was not the same type of fulfillment from putting money into savings. It finally occurred to me that the reason might be that when paying off debt, there is a very specific endpoint. There is no doubt when the balance is gone. However, when saving money, unless it is for a specific purchase, there really is no endpoint, no definitive stopping point. This concept sparked the idea that it's easier to move toward something when you have a focused goal. So, even though I'm not fond of creating the type of New Year's resolutions that entail changing a behavior, I do want to set some specific goals for the new year. In Jack Canfield's book "The Success Principles", he lists seven different areas of life that, if focused on, create a well-rounded life.  His seven categories are
  • Finances & Wealth
  • Career
  • Free Time
  • Health & Appearance
  • Relationship
  • Personal Development
  • Community
  • Charity
If you haven't given much thought to what the new year might hold for you, create a goal in each of these categories and see how it changes the choices you make.
Here is the question:  
What areas of life can you put specific focus toward to get more out of 2018?